Judicial foreclosures are available. Just more rarely used (only 5% of the time).

Redemption period is typically 6 months long (180 days). Residential property. Agricultural can be up to a year. Abandoned property can be reduced to 5 weeks by court order.

Deficiency judgements are not allowed with purchase money mortgages on a primary residence and they acoount for some 85% of Minnesota foreclosures.