Comments on: How do you get the best mortgage deal? http://www.westvalleypros.com/2009/08/how-do-you-get-the-best-mortgage-deal/ Phoenix Short Sales - Phoenix Short Sale Experts - Phoenix Realtor Mon, 04 Oct 2010 16:21:00 +0000 hourly 1 http://wordpress.org/?v=3.1.3 By: jlf http://www.westvalleypros.com/2009/08/how-do-you-get-the-best-mortgage-deal/comment-page-1/#comment-5734 jlf Fri, 08 Jan 2010 23:03:59 +0000 http://www.westvalleypros.com/2010/01/how-do-you-get-the-best-mortgage-deal/#comment-5734 Do not use their recommended realtor. Use one that you select.<br><b>References : </b><br> Do not use their recommended realtor. Use one that you select.
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]]> By: Maria G http://www.westvalleypros.com/2009/08/how-do-you-get-the-best-mortgage-deal/comment-page-1/#comment-5733 Maria G Fri, 08 Jan 2010 22:35:59 +0000 http://www.westvalleypros.com/2010/01/how-do-you-get-the-best-mortgage-deal/#comment-5733 from what i hear, and i work for a bank, a broker is the worst way to go because you are spending alot of money for not much service. I just bought my first home and couldn't have done it without my real estate agent. I would apply through lending tree.com (there are a few banks that will actually compete for your business) I would also look into credit unions as well. dont forget you get the 8k for first time home buys from obama!<br><b>References : </b><br> from what i hear, and i work for a bank, a broker is the worst way to go because you are spending alot of money for not much service. I just bought my first home and couldn’t have done it without my real estate agent. I would apply through lending tree.com (there are a few banks that will actually compete for your business) I would also look into credit unions as well. dont forget you get the 8k for first time home buys from obama!
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]]> By: Steve D http://www.westvalleypros.com/2009/08/how-do-you-get-the-best-mortgage-deal/comment-page-1/#comment-5732 Steve D Fri, 08 Jan 2010 21:59:59 +0000 http://www.westvalleypros.com/2010/01/how-do-you-get-the-best-mortgage-deal/#comment-5732 first of all, the real estate agent is not there to get you a deal on a mortgage - that is either your responsibility or the mortgage broker's responsibility. The agent is there to put you in a house (show you houses, explain the offer/acceptance routine, be there at closing and walk you through the purchase process). If you do not trust you mortgage broker to get you a fair deal, then you can start calling around to banks in your area and inquire about their rates. This means, however, getting a new pre-approval and starting from scratch on the mortgage. Being a first-time buyer, if you go this route, you are going to have to educate yourself regarding rates and points and buy-downs.<br><b>References : </b><br> first of all, the real estate agent is not there to get you a deal on a mortgage – that is either your responsibility or the mortgage broker’s responsibility. The agent is there to put you in a house (show you houses, explain the offer/acceptance routine, be there at closing and walk you through the purchase process).

If you do not trust you mortgage broker to get you a fair deal, then you can start calling around to banks in your area and inquire about their rates. This means, however, getting a new pre-approval and starting from scratch on the mortgage. Being a first-time buyer, if you go this route, you are going to have to educate yourself regarding rates and points and buy-downs.
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